what does Medical Payments cover in an auto accident ?
A: Medical payments coverage is an Optional Coverage of an auto insurance policy. It may help pay you or your passengers medical expenses if they are injured in a car accident, regardless of who caused the accident.
This coverage is optional and not available in all states. Medical payments coverage is sometimes called medical expense coverage, or just "med pay." There are limitations under this coverage in the amounts of $ 1,000, $ 2000, $ 5000, and $ 10,000 per person limit
Ultimately, the lion-share of medical payments are paid by group and individual health insurance plans and these health plans will cover car accident injury bills. Medical Payments is an optional coverage. |
